THROUGH DECEMBER 31, 1999

OCEAN PARK INVESTORS

 1999  FUND GROSS  AFTER FEES  SP500  DJIA NASDAQ  R2000
 JANUARY  +11.738% +9.390% +4.101% +1.932% +14.284% +1.247%
 FEBRUARY  -2.607% -2.080% -3.228% -0.558% -8.694% -8.183%
 MARCH +12.660% +10.128 +3.879% +5.153% +7.577% +1.369%
 1ST QTR. +22.558% +18.046% +4.358% +6.979% +10.329% -6.645%
 APRIL +7.530% +6.024% +3.794% +10.248% +3.309% +8.847%
MAY   -0.728% -0.582% -2.497% -2.125% -2.884% +1.356%
 JUNE  +12.237% +9.789% +5.444% +3.893% +8.727% +4.329%
 2ND QTR. +19.739% +15.791% +6.712% +12.105% +9.130% +15.099%
 JULY +0.710% +0.568% -3.205% -2.877% -1.773% -2.819%
 AUGUST  +2.611% +2.088% -0.625% +1.634% +3.823% -3.809%
 SEPTEMBER  +4.644% +3.715% -2.855% -4.546% +0.249% -0.124%
 3RD QTR. +8.137% +6.509% -6.556% -5.778% +2.235% -6.635%
 OCTOBER +8.042% +6.433% +6.254% +3.801% +8.021% +0.314%
 NOVEMBER  +11.051% +8.840% +1.906% +1.379% +12.464% +5.935%
DECEMBER +25.223% +20.178% +14.543% +5.693% +21.976% +11.159%
 4th QTR. +50.231% +40.184% +14.543% +11.224% +48.182% +18.125%
YTD +137.524% +110.019 +19.526% +25.221% +85.585% +19.620%

OCEAN PARK RETIREMENT

 1999  FUND GROSS  AFTER FEES  SP500  DJIA  NASDAQ  R2000
 JANUARY  +8.475% +6.780% +4.101% +1.932% +14.284% +1.247%
 FEBRUARY -2.559% -2.047% -3.228% -0.558% -8.694% -8.183%
 MARCH +13.430% +11.544% +3.879% +5.153% +7.577% +1.369%
 1ST QTR. +19.933% +15.946% +4.358% +6.979% +10.329% -6.645%
 APRIL +5.298% +4.238% +3.794% +10.248% +3.309% +8.847%
 MAY  -0.318% -0.254% -2.497% -2.125% -2.844% +1.356%
JUNE   +11.645% +9.316% +5.444 +3.893 +8.727% +4.329%
 2ND QTR. +17.140% +13.712% +6.712% +12.105% +9.130% +15.099%
JULY +0.517%% +0.413% -3.205% -2.877% -1.773% -2.819%
 AUGUST  +2.435% +1.948% -0.625% +1.634% +3.823% -3.809%
 SEPTEMBER +5.324% +4.259% -2.855% _4.546% +0.249% -0.124%
 3RD QTR. +8.472% +6.777% -6.556% -5.778% +2.235% -6.636%
 OCTOBER +7.487% +5.989% +6.254% +3.801% +8.021% +0.314%
NOVEMBER +10.455% +8.364% +1.906% +1.379% +12.464% +5.935%
DECEMBER +22.696% +18.156% +5.784% +5.846% +21.976% +11.159%
 4TH QTR. +45.672% +36.537% +14.543% +11.224% +48.182% +18.125%
 YTD +122.602% +98.081% +19.26% +25.221% +85.585% +19.620%